Card Service
CARD SERVICE CHARGE SCHEDULE
(VAT excluded)
|
NO.
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ITEMS
|
RATE
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|
1
|
Card issuance ( once collected upon receipt of client’s application)
|
|
|
|
Initial issuance
|
No charge
|
|
|
Re-issuance :
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|
|
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- old card to be exchanged for new card
|
VND50,000/card
|
|
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- no old card submitted
|
VND70,000/card
|
|
|
Re-issuance due to technical fault
|
No charge
|
|
2
|
Annual fee
|
|
|
No issuing charge applied
|
VND30,000/card/year
|
|
| Re-issuance due to technical fault |
Waived for the first year
VND30,000/card/year - 2nd year onward
|
|
|
3
|
Minimum account balance required
|
VND 0
|
|
4
|
Deposit into account
|
|
|
|
- From SAIGONBANK’s network
|
No charge
|
|
|
- From inter-bank system
|
Per fee schedule applied for inter-bank system
|
|
5
|
Payment for goods and services
|
No charge
|
|
6
|
SAIGONBANK ATM withdrawal
|
|
|
|
- From SAIGONBANK’s network
|
No charge
|
|
|
- From inter-bank system
|
Per fee schedule applied for inter-bank system
|
|
7
|
Cash withdrawal at the counter
|
|
|
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- Withdrawal within 02 working days since the date of cash deposit into accounts
|
0.02%/ total amount (min VND10,000, max VND1,000,000)
|
|
|
- Withdrawal upon receipt of funds transfer from other banks on the same working day.
|
0.02%/ total amount (min VND10,000, max VND1,000,000)
|
|
|
- Others
|
No charge
|
|
8
|
Transfer at the counter
|
Per SAIGONBANK’s charge schedule for personal banking
|
|
9
|
ATM transfer ( intra SAIGONBANK’s network )
|
|
|
|
- Transaction done from SAIGONBANK’s network
|
No charge
|
|
|
- Transaction done from inter-bank network
|
Per fee schedule applied for inter-bank system plus SAIGONBANK’s fee
|
|
10
|
Overdraft approval admin fee (collected upon overdraft line approval, applicable to overdraft extension or adjustment)
|
0,3% / overdraft limit approved
|
|
11
|
Overdraft rate
|
|
|
|
Within 45 days
|
Per published in certain period
|
|
|
Overdue overdraft interest ( >45 days)
|
150% of the above interest
|
|
12
|
SMS notice of the account balance
|
VND5,000/month
|
|
13
|
Certified copy of original documents
|
Per SAIGONBANK’s charge schedule for personal banking
|
|
14
|
Detailed statement
|
Per SAIGONBANK’s charge schedule for personal banking
|
| 15 |
Statement printed from ATM
|
VND500
|
|
16
|
Admin fee for incorrect appealing
|
VND30,000/time
|
|
17
|
Re-issuing PIN (no fault of SAIGONBANK)
|
VND10,000/time
|
|
18
|
Payroll settlement to SAIGONBANK’s account holders
|
0,1% /total amount transfer ( max VND1,000,000) or VND2,000/item
|
|
19
|
Card transactions on Banknet VN system
|
|
|
|
On ATM:
|
|
|
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- Checking balance
|
VND500/txn
|
|
|
- Printing statement of the 10 latest transactions
|
VND1,500/statement
|
|
|
- Internal transfer
|
VND1,500/txn
|
|
- Inter-bank transfer
|
0.03% /total transfer amount
(min VND10,000);
Transfer limit: VND50,000,000
|
|
|
|
- Cash withdrawal
|
VND3,000/txn
|
|
|
- Card recovery
|
VND20,000/card
|
|
|
On POS:
|
|
|
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- Checking balance
|
VND500/txn
|
|
|
- Payment for goods or services:
|
|
|
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+ Card holder
|
No charge
|
|
|
+ POS card acceptance units
|
1.0%/txn value
|
|
|
- Return of goods or services
|
VND1,800
|
INTERNATIONAL CARD PAYMENTS THROUGH POS
|
ITEMS
|
VISA
|
MasterCard
|
CUP
|
|
Cash payout at the counter (charge on total transaction value to be paid by card holder)
|
3,64%
|
3,64%
|
N/A
|
|
Settlement for goods or services (charge on total transaction value to be paid by POS card acceptance units)
|
2,00%
|
2,00%
|
2,00%
|
